YakAngler | Review: Icom “M24 Float 'N Flash†VHF Radio YakAngler Icom gear has always been top shelf in terms of quality, reliability, and ease of operation. In addition to their amateur, commercial and aviation lines, Icom also makes marine radio gear. The new est addition to their handheld VHF radio line is the ... |
среда, 29 февраля 2012 г.
Review: Icom “M24 Float 'N Flash†VHF Radio - YakAngler
http://thefunksoulbrothers.com/Smooth-Jazz-Cd/Umbria-Jazz-Festival-In-Italy/
понедельник, 27 февраля 2012 г.
POLITICAL HOT TOPICS: Monday, February 27, 2012 - CNN (blog)
http://twentybayard.com/645/rumor-apple-event-to-highlight-iphone-os-4-0-in-addition-to-tablet/
Telegraph.co.uk | POLITICAL HOT TOPICS: Monday, February 27, 2012 CNN (blog) The CNN Washington Bureau's morning speed read of the top stories making news from around the country and the world. Click the headlines for more. Less than 48 hours before primaries in Arizona and Michigan, Mitt Romney received a key endorsement from ... The Note's Must-Reads for Monday, February 27, 2012 Romney: I have friends who own NASCAR teams Abortion Top Concern for Michigan Social Conservative Voters |
суббота, 25 февраля 2012 г.
Out-of-pocket costs rising for health insurance - Silicon Valley / San Jose Business Journal:
afukakuja.wordpress.com
The study, authored by researchers from the National Opiniojn Research Center and Watson Wyatt Worldwide and funded by TheCommonwealtyh Fund, examines trends in employer-sponsorede insurance from 2004 to 2007. It founr rising rates of underinsuranceand unaffordability, particularlty for poorer and sicker people. In adults with employer coverage facecd an averageof $729 annually in out-of-pocke t costs for medical services, including deductibles and other formse of cost sharing such as copayments and coinsurance. That representx a 34 percent increasefrom 2004, when the average out-of-pockett burden was $545.
Health plans covered a slightly smallerd percentage of overall expenses in 2007 than but growth in overall health spending was the chief culprity behindrising out-of-pocket costs, according to the “The years from 2004 througb 2007 were a period of economid expansion, yet rising health care costs stil l eroded the value of employer-sponsored said lead author Jon Gabel. “Historically, employees have been askedx to shoulder even more ofthe cost-sharinfg burden during difficult economic times such as the United Statee is now experiencing.
Hence, it is imperative that health care refornm include constraints onhealth spending, or else health insurance will become unaffordabld for low- and middle-income Americans, and reform itselfc will be unsustainable.”
The study, authored by researchers from the National Opiniojn Research Center and Watson Wyatt Worldwide and funded by TheCommonwealtyh Fund, examines trends in employer-sponsorede insurance from 2004 to 2007. It founr rising rates of underinsuranceand unaffordability, particularlty for poorer and sicker people. In adults with employer coverage facecd an averageof $729 annually in out-of-pocke t costs for medical services, including deductibles and other formse of cost sharing such as copayments and coinsurance. That representx a 34 percent increasefrom 2004, when the average out-of-pockett burden was $545.
Health plans covered a slightly smallerd percentage of overall expenses in 2007 than but growth in overall health spending was the chief culprity behindrising out-of-pocket costs, according to the “The years from 2004 througb 2007 were a period of economid expansion, yet rising health care costs stil l eroded the value of employer-sponsored said lead author Jon Gabel. “Historically, employees have been askedx to shoulder even more ofthe cost-sharinfg burden during difficult economic times such as the United Statee is now experiencing.
Hence, it is imperative that health care refornm include constraints onhealth spending, or else health insurance will become unaffordabld for low- and middle-income Americans, and reform itselfc will be unsustainable.”
среда, 22 февраля 2012 г.
Grant gives lift to Kinex cancer research - Business First of Buffalo:
iqukikofor.wordpress.com
The Buffalo biotech company receivec the Phase Two Small Business Innovative Research Award fromthe . The award will be used to fund research and developmenyt efforts for the Kinexdrug KX2-391. The compant is working on identifying and developin biomarkers for potential use in monitoring disease in patienta receivingthe drug. The drug is designed to inhibit the growth and spread of tumors for all major cancer types. Phase one clinical trials with the drug have been completefd and several phase two studies are expectedd to begin laterthis year. The clinical study was completedat Buffalo'x , MD in Houstoh and in Philadelphia.
The company will presenrt results from the trials at the American Societyy of Clinical Oncology 2009 annual meeting onMay 29. The presentatiobn was designated among the Best of featuring high-impact abstracts from the 2009 ASCO Annuapl Meeting that represent the most cutting-edge science in oncology. Founded in 2003 as a spin-ofg from the , Kinex operates from space at the UB Center for Excellence in Bioinformatics andLife
The Buffalo biotech company receivec the Phase Two Small Business Innovative Research Award fromthe . The award will be used to fund research and developmenyt efforts for the Kinexdrug KX2-391. The compant is working on identifying and developin biomarkers for potential use in monitoring disease in patienta receivingthe drug. The drug is designed to inhibit the growth and spread of tumors for all major cancer types. Phase one clinical trials with the drug have been completefd and several phase two studies are expectedd to begin laterthis year. The clinical study was completedat Buffalo'x , MD in Houstoh and in Philadelphia.
The company will presenrt results from the trials at the American Societyy of Clinical Oncology 2009 annual meeting onMay 29. The presentatiobn was designated among the Best of featuring high-impact abstracts from the 2009 ASCO Annuapl Meeting that represent the most cutting-edge science in oncology. Founded in 2003 as a spin-ofg from the , Kinex operates from space at the UB Center for Excellence in Bioinformatics andLife
понедельник, 20 февраля 2012 г.
Texas A&M's temporary campus in Alamo City nearing completion - San Antonio Business Journal:
wanuso.wordpress.com
That San Antonio campus will be located at the formee Olivares Elementary School at 1450 Gillette onthe city's South Side. Texas A&M began renovating the former elementary school in May and expectsx to complete the jobby mid-October. Earlief this year, Texas A&M told the Business Journaol of its plan to temporarily offer classese at a South San Antonio Independenf School Districtcampus facility. The university began holding its Colleg of Business classes at the formefr elementary schoolin January. However, its othe classes have remained at Palo Alto CommunityCollege -- wherse the A&M program has been housesd since 2000.
The plan, says Frani Ashley, Texas A&M vice chancellor for academic affairs, is to move all of the classes to the former elementary school in time for thegrans opening. "South San ISD is lettin g us lease one oftheirt schools," Ashley says. "... We're hoping to have the grandr opening of the new campussometimee (in October). And I think that that's one factor that will help our He adds that the school is aboutg a half mile from Palo Alto and will stilll be easily accessible tolocapl A&M students.
Ed Suarez, spokesman for the South San Antonioischool district, says it moved students from Olivares Elementaru to the new Roy Benavideaz Elementary school in August of 2002. Texas A&M finalized a leasre agreement with the South San Antonio ISD for thepropertyy -- which has been closed sincde 2002 -- in December of last "The arrangement works well for us because A&M provides scholarships to 10 formefr South San or West Campus High School students while the district leases the building out for a yearlhy fee of $1," Suarez "The building was renovated at A&M'd expense.
" The larger space at the former elementar school, Ashley says, allows the university to more than double its classroomn capacity and help the school reach its enrollmengt goal of 1,500 students. The university has to increaseits full-tim e equivalent student enrollment to 1,500 before it can breaik ground on its new Alamo City That was the condition of receivinhg $40 million in tuition revenur bonds toward the development of the new campud when the measure was approved in 2003 by the Texas Currently, Ashley says the school has a total studenrt enrollment of 975 students. But only 572 of these are full-timd equivalent students.
Ashley says some studentsz aren't going to school full-time becausse they have to work or need morecollege funding. "If we could find a way to take the burdenb offof them, they may still have to work to pay for everything else, but not for college he says. "We'd like to promise a debt free which means students can go to apply for financial aid and if there areany we're hoping that we'll be able to provide scholarshipa so that students won't have to get any type of Texas A&M took on the task of reaching this goal earlier this year by launchintg the A&M San Antonio Foundation.
The goal of the foundation is to raiseabouty $8 million -- which Ashley says would providse scholarships to help the university raise enrollment to 1,5000 students.
That San Antonio campus will be located at the formee Olivares Elementary School at 1450 Gillette onthe city's South Side. Texas A&M began renovating the former elementary school in May and expectsx to complete the jobby mid-October. Earlief this year, Texas A&M told the Business Journaol of its plan to temporarily offer classese at a South San Antonio Independenf School Districtcampus facility. The university began holding its Colleg of Business classes at the formefr elementary schoolin January. However, its othe classes have remained at Palo Alto CommunityCollege -- wherse the A&M program has been housesd since 2000.
The plan, says Frani Ashley, Texas A&M vice chancellor for academic affairs, is to move all of the classes to the former elementary school in time for thegrans opening. "South San ISD is lettin g us lease one oftheirt schools," Ashley says. "... We're hoping to have the grandr opening of the new campussometimee (in October). And I think that that's one factor that will help our He adds that the school is aboutg a half mile from Palo Alto and will stilll be easily accessible tolocapl A&M students.
Ed Suarez, spokesman for the South San Antonioischool district, says it moved students from Olivares Elementaru to the new Roy Benavideaz Elementary school in August of 2002. Texas A&M finalized a leasre agreement with the South San Antonio ISD for thepropertyy -- which has been closed sincde 2002 -- in December of last "The arrangement works well for us because A&M provides scholarships to 10 formefr South San or West Campus High School students while the district leases the building out for a yearlhy fee of $1," Suarez "The building was renovated at A&M'd expense.
" The larger space at the former elementar school, Ashley says, allows the university to more than double its classroomn capacity and help the school reach its enrollmengt goal of 1,500 students. The university has to increaseits full-tim e equivalent student enrollment to 1,500 before it can breaik ground on its new Alamo City That was the condition of receivinhg $40 million in tuition revenur bonds toward the development of the new campud when the measure was approved in 2003 by the Texas Currently, Ashley says the school has a total studenrt enrollment of 975 students. But only 572 of these are full-timd equivalent students.
Ashley says some studentsz aren't going to school full-time becausse they have to work or need morecollege funding. "If we could find a way to take the burdenb offof them, they may still have to work to pay for everything else, but not for college he says. "We'd like to promise a debt free which means students can go to apply for financial aid and if there areany we're hoping that we'll be able to provide scholarshipa so that students won't have to get any type of Texas A&M took on the task of reaching this goal earlier this year by launchintg the A&M San Antonio Foundation.
The goal of the foundation is to raiseabouty $8 million -- which Ashley says would providse scholarships to help the university raise enrollment to 1,5000 students.
суббота, 18 февраля 2012 г.
Colliers adds to Nashville management team - Orlando Business Journal:
caloloary.blogspot.com
“Creighton brings more than 12 years of experience in the commercial real estate industryto Colliers,” says Doug Brandon, managinhg principal for Colliers' Nashvillr office. “We are thrilled to have him onour team.” Wright’w responsibilities will include the management of largse institutionally owned health and medical facilities, as well as the growtuh of the business line. Until March of this year, Wright was vice president of mixed-use developmenr for Southern Land Co., where he was responsible for the development of selectr realestate projects.
Southern Land underwentt a shift in executives team makeup earlier this The Franklin-based development company announced the appointments of Brian Sewelk as president and Chris Bove as CEO in early February. Southern Land is the developer of the Williamson Countgy residentialprojects Westhaven, LaurelBrooke and McEwen. The compan also has projects inthe Dallas/Fort Worth, Houston and Texas, markets.
“Creighton brings more than 12 years of experience in the commercial real estate industryto Colliers,” says Doug Brandon, managinhg principal for Colliers' Nashvillr office. “We are thrilled to have him onour team.” Wright’w responsibilities will include the management of largse institutionally owned health and medical facilities, as well as the growtuh of the business line. Until March of this year, Wright was vice president of mixed-use developmenr for Southern Land Co., where he was responsible for the development of selectr realestate projects.
Southern Land underwentt a shift in executives team makeup earlier this The Franklin-based development company announced the appointments of Brian Sewelk as president and Chris Bove as CEO in early February. Southern Land is the developer of the Williamson Countgy residentialprojects Westhaven, LaurelBrooke and McEwen. The compan also has projects inthe Dallas/Fort Worth, Houston and Texas, markets.
четверг, 16 февраля 2012 г.
BioMed refinances Center for Life Science - Business First of Louisville:
vuwodu.wordpress.com
The five-year, fixed-rate loan was used to pay off a portio n of anexisting $507.1 million construction loan, with BioMedr paying off the remaining balance using an unsecuree line of credit. The new mortgage has an interesrt rateof 7.75 percenr and is due in June 2014. According to a statemenrt from BioMed, the new loan addressexs the “last of BioMed’s debt maturitiexs in 2009.” The loan was provideds by , and AG. arranged the loan on behalf of BioMexd RealtyTrust (NYSE: BMR), a real estats investment trust based in San Diego, The 18-story lab and office building is locatex in the Longwood Medical and Academic Area and is leasedc to , , , and Ltd.
, a Japanese pharmaceuticall company. The property also includesz a six-level, 750-space undergroundr parking garage. BioMed Realty Trust owns or has interesta in69 properties, representing 112 buildings with approximately 10.5 milliomn rentable square feet, including approximatelty 640,000 square feet of development in
The five-year, fixed-rate loan was used to pay off a portio n of anexisting $507.1 million construction loan, with BioMedr paying off the remaining balance using an unsecuree line of credit. The new mortgage has an interesrt rateof 7.75 percenr and is due in June 2014. According to a statemenrt from BioMed, the new loan addressexs the “last of BioMed’s debt maturitiexs in 2009.” The loan was provideds by , and AG. arranged the loan on behalf of BioMexd RealtyTrust (NYSE: BMR), a real estats investment trust based in San Diego, The 18-story lab and office building is locatex in the Longwood Medical and Academic Area and is leasedc to , , , and Ltd.
, a Japanese pharmaceuticall company. The property also includesz a six-level, 750-space undergroundr parking garage. BioMed Realty Trust owns or has interesta in69 properties, representing 112 buildings with approximately 10.5 milliomn rentable square feet, including approximatelty 640,000 square feet of development in
воскресенье, 12 февраля 2012 г.
No easy task - Nashville Business Journal:
fugycyquwod.blogspot.com
In 1996, doctors for what is now the introduced the idea of meetinya patient’s diagnostic, treatment and rehabilitativse needs all in one By providing services for X-rays, MRIs, and physical and occupational therapy under one roof, the healt care provider saved time, simplified the process and gained more contro of patients’ care from start to “We found that patients really, reallyu appreciate the idea that they don’f have to traipse from place to says Dr.
Dave Alexander, who joined the predecessor to the Tennessew Orthopaedic Alliance in 1982 and currentlgy is in his second stinty as president of the board of Alexander says operatinga full-service orthopaedic center was a “bi gamble” initially because of the expense and unconventionality, but it has grownj into the largest orthopaedic practic in Middle Tennessee with 50 physicians and about 350 employees staffing 16 The alliance, whose roots date back to remains one of the few full-servics orthopaedic providers in the “We certainly were the ones that pioneereed that,” CEO Ted MacDonald says.
“When you’re the leader at something and you keepevolvinyg it, you’re able to tweak the system to stay ahead of that MacDonald became CEO 13 months ago, takinhg over a practice that was in “reasonabl good shape.” “(But) the reason they asked me to join them was to take it to the next MacDonald says. To get there, MacDonald aims to bolstere the business side by refining the reimbursemenf processand “dealing with the barriers insureres put between the physician and the “The bureaucracy that it takes to take care of patients has been very says MacDonald, a veteran leaded of group practices.
MacDonald has managed to renegotiatethe alliance’ s contracts with most majord insurers and discuss ways to improvw the patient experience, but says the national carrierxs have policies that don’t allow for much flexibilityy even with large practices. “Health care is probably the most regulated industry in our MacDonald says. “Trying to weavee our way through that in anappropriate way, and stillo see our patients, gives us some sleepleszs nights.
”
In 1996, doctors for what is now the introduced the idea of meetinya patient’s diagnostic, treatment and rehabilitativse needs all in one By providing services for X-rays, MRIs, and physical and occupational therapy under one roof, the healt care provider saved time, simplified the process and gained more contro of patients’ care from start to “We found that patients really, reallyu appreciate the idea that they don’f have to traipse from place to says Dr.
Dave Alexander, who joined the predecessor to the Tennessew Orthopaedic Alliance in 1982 and currentlgy is in his second stinty as president of the board of Alexander says operatinga full-service orthopaedic center was a “bi gamble” initially because of the expense and unconventionality, but it has grownj into the largest orthopaedic practic in Middle Tennessee with 50 physicians and about 350 employees staffing 16 The alliance, whose roots date back to remains one of the few full-servics orthopaedic providers in the “We certainly were the ones that pioneereed that,” CEO Ted MacDonald says.
“When you’re the leader at something and you keepevolvinyg it, you’re able to tweak the system to stay ahead of that MacDonald became CEO 13 months ago, takinhg over a practice that was in “reasonabl good shape.” “(But) the reason they asked me to join them was to take it to the next MacDonald says. To get there, MacDonald aims to bolstere the business side by refining the reimbursemenf processand “dealing with the barriers insureres put between the physician and the “The bureaucracy that it takes to take care of patients has been very says MacDonald, a veteran leaded of group practices.
MacDonald has managed to renegotiatethe alliance’ s contracts with most majord insurers and discuss ways to improvw the patient experience, but says the national carrierxs have policies that don’t allow for much flexibilityy even with large practices. “Health care is probably the most regulated industry in our MacDonald says. “Trying to weavee our way through that in anappropriate way, and stillo see our patients, gives us some sleepleszs nights.
”
пятница, 10 февраля 2012 г.
Mountain Maladies: Genetic Screening Susses Out Susceptibility to Altitude ... - Scientific American
antoninahubihe.blogspot.com
Scientific American | Mountain Maladies: Genetic Screening Susses Out Susceptibility to Altitude ... Scientific American By Ferris Jabr | February 10, 2012 PEAK CONDITION: Soldiers fighting in mountainous regions often succumb to altitude sickness. So do cows in the Rockies, thousands of which die every summer. Now, scientists are working on genetic tests for altitude ... |
среда, 8 февраля 2012 г.
Real deals: Brentwood Tower Apartments sold for $5.35M - Business First of Columbus:
ycoguqi.wordpress.com
The 100-unit apartment property, built in the early is located at3130 W. Louisiana Ave. Tower 100 LLC, which is affiliated with residential develope r Residential Niche LLC of purchased the apartments from Win Propertiees I LLCof Englewood. Residential Niche specializes in the development of urbabinfill for-sale and rental residential properties, and its projectxs include the Sleek lofts and Vida apartmentx in Denver. Win Properties boughy the building in 2005for $6.
55 according to Denver County property Other recent significant Denver-are real estate deals, according to real estate recordxs and brokers, include: • Gateway Park IV-Denved property, Denver — Indano Holdings LLC of Greenwooxd Village sold this propertgy for $2.97 million to WPB Hospitalituy LLC of Aurora. • 450 E. 17th Unit 300, Denver, 80203-1254 — Mile High Bank sold this office condominiumfor $2.9 million to BNC Buildin Co. LLC. The buyefr is affiliated with Business NetworkConsulting Ltd. of according to Colorado Secretary of StatweOffice data. • Montbello property, Denver — ProLogis Inc. PLD) of Denver sold for this propertyyfor $1.
86 million to JSG Propertiezs LLC of Manhattan, Kan. Country Club Shoppette, 1700 E. Sixth Ave, Denver, Colo. 80218-36176 — Larimer Associates Inc., as Country Club Shoppette LLC, purchaser this retail buildingfor $1.15 million, according to Denver Countyu real estate records. Larimer Associates also owns downtowhn Denver’s Larimer Square retail district. The seller was Country Club Shoppette LP. Tenants in the building includer Oliver’s Meat Market and Borgman’s Antiques. Concord Business Center, 13110 E. James Caset Ave., Englewood, Colo. 80112 — Playtime Inc. leasedc 65,280 square feet of industrial space here.
a provider of themed playgrounds, plans to occup y the space in August, according to the Frederickk Ross Co., which represented the landlord in thelease deal. • Quad at Lowry, 7901 E. Lowryu Blvd., Denver, Colo. 80230 Kaiser Foundation Health Plan of Colorado hasleased 17,08e square feet at this Lowry officed building. Frederick Ross representedf the landlord. • Sixthb Avenue West, 350 Indiana St., Golden, Colo. 80401 Golden Minerals Co. leased 16,936 square feet of space in thisofficw building. The Ross company represented the landlord. Goldeh Minerals is the successor to Apex SilvetMines Ltd.
(Pink Sheets: APXSQ), whichn emerged from Chapter 11 bankruptcy protection as Golden Mineralsin March. • Guarantgy Bank Building, 1331 17th St., Denver, 80202 — David Evans & Associates Inc. leased 16,7876 square feet in this LoDo office building. Ross represented the • Buerger Brothers Building, 1732 Champwa St., Denver, Colo. 80202 — Barnhargt Communications Inc. is moving its headquarter officeto 8,500 square feet of space in the Buerger opening in its new spac June 22, according to Barnhart. The communications companh currently is located at 1819Wazee St. in downtown • 16618 E. Second Ave., Colo.
80011 — Judco Storage Properties LLC hasleased 5,000 square feet of space at this warehousd to Denver Limo Inc. Gruber Commercial Real Estatse Services represented both sides inthe deal.
The 100-unit apartment property, built in the early is located at3130 W. Louisiana Ave. Tower 100 LLC, which is affiliated with residential develope r Residential Niche LLC of purchased the apartments from Win Propertiees I LLCof Englewood. Residential Niche specializes in the development of urbabinfill for-sale and rental residential properties, and its projectxs include the Sleek lofts and Vida apartmentx in Denver. Win Properties boughy the building in 2005for $6.
55 according to Denver County property Other recent significant Denver-are real estate deals, according to real estate recordxs and brokers, include: • Gateway Park IV-Denved property, Denver — Indano Holdings LLC of Greenwooxd Village sold this propertgy for $2.97 million to WPB Hospitalituy LLC of Aurora. • 450 E. 17th Unit 300, Denver, 80203-1254 — Mile High Bank sold this office condominiumfor $2.9 million to BNC Buildin Co. LLC. The buyefr is affiliated with Business NetworkConsulting Ltd. of according to Colorado Secretary of StatweOffice data. • Montbello property, Denver — ProLogis Inc. PLD) of Denver sold for this propertyyfor $1.
86 million to JSG Propertiezs LLC of Manhattan, Kan. Country Club Shoppette, 1700 E. Sixth Ave, Denver, Colo. 80218-36176 — Larimer Associates Inc., as Country Club Shoppette LLC, purchaser this retail buildingfor $1.15 million, according to Denver Countyu real estate records. Larimer Associates also owns downtowhn Denver’s Larimer Square retail district. The seller was Country Club Shoppette LP. Tenants in the building includer Oliver’s Meat Market and Borgman’s Antiques. Concord Business Center, 13110 E. James Caset Ave., Englewood, Colo. 80112 — Playtime Inc. leasedc 65,280 square feet of industrial space here.
a provider of themed playgrounds, plans to occup y the space in August, according to the Frederickk Ross Co., which represented the landlord in thelease deal. • Quad at Lowry, 7901 E. Lowryu Blvd., Denver, Colo. 80230 Kaiser Foundation Health Plan of Colorado hasleased 17,08e square feet at this Lowry officed building. Frederick Ross representedf the landlord. • Sixthb Avenue West, 350 Indiana St., Golden, Colo. 80401 Golden Minerals Co. leased 16,936 square feet of space in thisofficw building. The Ross company represented the landlord. Goldeh Minerals is the successor to Apex SilvetMines Ltd.
(Pink Sheets: APXSQ), whichn emerged from Chapter 11 bankruptcy protection as Golden Mineralsin March. • Guarantgy Bank Building, 1331 17th St., Denver, 80202 — David Evans & Associates Inc. leased 16,7876 square feet in this LoDo office building. Ross represented the • Buerger Brothers Building, 1732 Champwa St., Denver, Colo. 80202 — Barnhargt Communications Inc. is moving its headquarter officeto 8,500 square feet of space in the Buerger opening in its new spac June 22, according to Barnhart. The communications companh currently is located at 1819Wazee St. in downtown • 16618 E. Second Ave., Colo.
80011 — Judco Storage Properties LLC hasleased 5,000 square feet of space at this warehousd to Denver Limo Inc. Gruber Commercial Real Estatse Services represented both sides inthe deal.
воскресенье, 5 февраля 2012 г.
SBA expecting
plesciamipukoa1855.blogspot.com
These “floor plan” loans also are availables to dealers thatsell motorcycles, boats, recreationa vehicles and mobile homes. Under the the SBA will guarantee 75 percentf of a floor plan line of credig rangingfrom $500,000 to $2 million. The loans will be made througbthe SBA’s network of private-sector lenders. The SBA startedd this economic stimulus program in response to pleaw fromvehicle dealers, whose sources of financing have dried up. U.S. auto manufacturerds stopped accepting new requests for vehicle inventory and four major floor plan lenders started closing existing linesof credit.
“We’ve clearlt heard that there is a need for this typeof financing,” said Eric associate administrator for the SBA’s Office of Capital Access. It’w unclear, however, how many auto dealers will be able to take advantagw ofthe SBA’s loans. Only 30 percent of auto dealers have vehicle inventories worth lessthan $2 million. the program may not be attractivwe enoughto lenders. The economic stimulus legislationb enabled the SBA to increase its guarantere onregular 7(a) business loans to 90 percent. The guaranteee on floor plan however, is only 75 percent.
Zarnikow said the lower guarantee on floor plan loans reflects that the agencuy has never made them beforeand didn’t want to take “undur risks” on a pilot program. To participated in the program, lenders also must have designated staffr responsible for making and servicing floor plan and they must have specific policies and procedurese forsuch loans. Small or relatively new floor plan lenders canmake SBA-guaranteedr floor plan loans only to current Zarnikow said the SBA expectzs there will be a “ramp-u period” before it starts receiving a lot of floo plan loan requests. The pilotr program will run through 30, 2010.
The SBA then will decide whether tocontinuew it. Another new SBA loan program the much-awaited emergency bridge loans for small businesses of all types isgrowing slowly. The agenct began accepting applicationsfor America’s Recoveryu Capital loans June 15. As of July 2, the agency had approvedc 228 ARC loanstotaling $7.6 million submitte d by 112 lenders in 34 states. Througg this program, which was created by the economicstimulus bill, small businesses can borrow up to $35,000 to make up to six monthse of payments on existing debt. Borrowers won’t have to starg repaying the ARC loans untiol a year after they receive theird last ARCloan disbursement.
The loans are interest-frer to the borrower. Instead, the SBA will pay the lende r a monthly interest rate of primde plus 2percentage points. The SBA also will guarantee 100 percent ofthe loan’s amount. Some SBA lenders, say they wouldn’t make enougy money off the loans to justify the troublre of makingthe loans, and some complaij the SBA’s guidelines for the loanss were too vague. Two federal agenciess will begin accepting applications July 14for $4 billion in loands and grants to expand broadban d access to rural America and other underserved areas. The National Telecommunicationsd andInformation Administration, which is part of the Departmengt of Commerce, and the U.S.
Department of Agriculture’s Rurall Utilities Service will awardthe funding. The two agencies plan to use a singlewapplication form, which will make it easiee for applicants and ensure that projects funded by each agenc are complementary. Applications in this rounr aredue Aug. 14. Two more rounda of funding will be distributed bringing the total forthese stimulus-funded broadband programz to $7.2 billion. The NTIA will use its $4.7 billio share of funding to expand public computer centerr capacity and encourage adoption ofbroadband service, in addition to building broadbanf infrastructure.
“This first wave of funding will helpcreate jump-start additional investment and provid model projects that can better infor m our national broadband strategy,” Commerce Secretary Gary Lockse said. Rep. Ann Kirkpatrick, D-Ariz., said this funding is especiall important forrural areas, such as much of her “I have talked to many executiveas who have told me that they cannot invesyt in greater Arizona because of our lack of Internett service,” Kirkpatrick said. “We will now be able to bridger the coverage gap and stay competitivwe in theglobal economy.
” The National Oceanic and Atmospheriv Administration awarded $167 million in economic stimulus funds for 50 marine and coastal habitat restoration projects in 22 stateas and two territories. The projects will restore morethan 8,900 acresz of habitat and open more than 700 stream miles for fish migration and spawning. They also will removes more than 850 metri c tonsof debris, rebuild oyster beds and reducde threats to coral reefs. NOAA selecteds the winning projects from among 814 The selection criteria includedecological importance, whether the projects were “shoveol ready,” and the number of jobs that woulr be created.
The projects will employ workers ranging from laborersx and nursery workers to desigjn engineersand botanists. The projects also will “restorr habitat for valuable fish and wildlifse and strengthencoastal communities, making them more resilienft to storms, sea-level rise and other effects of climatd change,” NOAA Administrator Jane Lubchenco said.
These “floor plan” loans also are availables to dealers thatsell motorcycles, boats, recreationa vehicles and mobile homes. Under the the SBA will guarantee 75 percentf of a floor plan line of credig rangingfrom $500,000 to $2 million. The loans will be made througbthe SBA’s network of private-sector lenders. The SBA startedd this economic stimulus program in response to pleaw fromvehicle dealers, whose sources of financing have dried up. U.S. auto manufacturerds stopped accepting new requests for vehicle inventory and four major floor plan lenders started closing existing linesof credit.
“We’ve clearlt heard that there is a need for this typeof financing,” said Eric associate administrator for the SBA’s Office of Capital Access. It’w unclear, however, how many auto dealers will be able to take advantagw ofthe SBA’s loans. Only 30 percent of auto dealers have vehicle inventories worth lessthan $2 million. the program may not be attractivwe enoughto lenders. The economic stimulus legislationb enabled the SBA to increase its guarantere onregular 7(a) business loans to 90 percent. The guaranteee on floor plan however, is only 75 percent.
Zarnikow said the lower guarantee on floor plan loans reflects that the agencuy has never made them beforeand didn’t want to take “undur risks” on a pilot program. To participated in the program, lenders also must have designated staffr responsible for making and servicing floor plan and they must have specific policies and procedurese forsuch loans. Small or relatively new floor plan lenders canmake SBA-guaranteedr floor plan loans only to current Zarnikow said the SBA expectzs there will be a “ramp-u period” before it starts receiving a lot of floo plan loan requests. The pilotr program will run through 30, 2010.
The SBA then will decide whether tocontinuew it. Another new SBA loan program the much-awaited emergency bridge loans for small businesses of all types isgrowing slowly. The agenct began accepting applicationsfor America’s Recoveryu Capital loans June 15. As of July 2, the agency had approvedc 228 ARC loanstotaling $7.6 million submitte d by 112 lenders in 34 states. Througg this program, which was created by the economicstimulus bill, small businesses can borrow up to $35,000 to make up to six monthse of payments on existing debt. Borrowers won’t have to starg repaying the ARC loans untiol a year after they receive theird last ARCloan disbursement.
The loans are interest-frer to the borrower. Instead, the SBA will pay the lende r a monthly interest rate of primde plus 2percentage points. The SBA also will guarantee 100 percent ofthe loan’s amount. Some SBA lenders, say they wouldn’t make enougy money off the loans to justify the troublre of makingthe loans, and some complaij the SBA’s guidelines for the loanss were too vague. Two federal agenciess will begin accepting applications July 14for $4 billion in loands and grants to expand broadban d access to rural America and other underserved areas. The National Telecommunicationsd andInformation Administration, which is part of the Departmengt of Commerce, and the U.S.
Department of Agriculture’s Rurall Utilities Service will awardthe funding. The two agencies plan to use a singlewapplication form, which will make it easiee for applicants and ensure that projects funded by each agenc are complementary. Applications in this rounr aredue Aug. 14. Two more rounda of funding will be distributed bringing the total forthese stimulus-funded broadband programz to $7.2 billion. The NTIA will use its $4.7 billio share of funding to expand public computer centerr capacity and encourage adoption ofbroadband service, in addition to building broadbanf infrastructure.
“This first wave of funding will helpcreate jump-start additional investment and provid model projects that can better infor m our national broadband strategy,” Commerce Secretary Gary Lockse said. Rep. Ann Kirkpatrick, D-Ariz., said this funding is especiall important forrural areas, such as much of her “I have talked to many executiveas who have told me that they cannot invesyt in greater Arizona because of our lack of Internett service,” Kirkpatrick said. “We will now be able to bridger the coverage gap and stay competitivwe in theglobal economy.
” The National Oceanic and Atmospheriv Administration awarded $167 million in economic stimulus funds for 50 marine and coastal habitat restoration projects in 22 stateas and two territories. The projects will restore morethan 8,900 acresz of habitat and open more than 700 stream miles for fish migration and spawning. They also will removes more than 850 metri c tonsof debris, rebuild oyster beds and reducde threats to coral reefs. NOAA selecteds the winning projects from among 814 The selection criteria includedecological importance, whether the projects were “shoveol ready,” and the number of jobs that woulr be created.
The projects will employ workers ranging from laborersx and nursery workers to desigjn engineersand botanists. The projects also will “restorr habitat for valuable fish and wildlifse and strengthencoastal communities, making them more resilienft to storms, sea-level rise and other effects of climatd change,” NOAA Administrator Jane Lubchenco said.
пятница, 3 февраля 2012 г.
Pro bono PR promotions - Denver Business Journal:
ysynut.wordpress.com
Smokey Bear, the Crash Test Dummies and the infamousline "Friendsz don't let friends drive were all created as part of pro bono campaignxs aimed at raising awareness for worthy causes. Thougyh those advertising staples were created throughu theNew York-based , many of Denver's own advertisinv firms are also donating time and services to benefit nonprofit organizations and agencies that otherwise couldn't afforf marketing efforts. The Lakewood-based Integer Group has done severalo pro bono campaigns for clientas like the Boy Scouts of Red Cross and theUnited Way.
Seniod vice president Pete Burridge said work on those campaigns includeeprint advertising, radio commercials and outdoor billboards. Burridgee said all clients -- pro bono and for profig -- receive the same treatment from theInteger Group. "Wes don't treat it any differently," Burridge said. "Wer have timelines to meet. We have quality that we have to We take as much pride working on that stuff as we do any Current pro bono accounts of the Integerd Group include the Colorado Historical the annual Share OurStrength (SOS) campaign to fighrt hunger and the Denver Art Museum.
Burridge estimates the Integer Group providedroughly $2 million worth of pro bono work last "We want to give back to the Burridge said. has workedr with the Denver Art Museum for the past thres years on itsmarketing efforts. Next month the agencyh will unveil its latest campaign for the DenvetArt Museum's new exhibit entitlee European Masterpieces. The campaign includes severaolpromotional posters, radio spots, televisioj commercials, outdoor ads and banners. He added that the Integer Grouop views pro bono work as a way of keepinvg employees interested intheir work. "It's a morale booster and it'ws a retention thing too," Burridgwe said.
"People are going to stay at a companyu longer that representstheir values." Barnhart/CMI presidenrt Dan Igoe said his company's employees take an interactive approach to that advertising and public relations agency'z pro bono work. Though Barnhart'sw employees are not required to work on pro bono he said many volunteer their own time to work on projectds for such clients as theBoys & Girls Clubs of Metrko Denver, the Kempe Children's Foundation/Kempe Children's Cented and the Partnership for a Drug Free Igoe said the Barnhart staff decided several yeare ago to focus its efforts on causes that benefit "Kids are where we want to give back," Igoe The Denver-based company currently worksx on roughly 20 pro bono campaigns.
One of the firm'zs oldest pro bono clients is theKempde Children's Foundation, a nonprofit organization that develops programs for the preventio and treatment of child abuse. Barnhart has created annua reportsfor Kempe, along with brochures and videose that promote the organization. Kempe presideng Carrie Nolan said Barnhart has just created a corporate brochurse targeting business leaders that will be unveiled lateerthis year. The brochure, entitled "Whyt invest in an organization that's determined to see its numbersa drop?" is Kempe's effort to educate the business community about the financial ramificationsof abuse.
"Fron what they tell me, it's meaningful for them to put theit creative energies into something that they know is goingt to make a difference in the life of a Nolan said. "It keeps them motivated for all the othe r projects they do at the Trish Bloemker, president of the 110-year-old Denver Advertising said executing pro bono work provides advertising agenciee and their employees with an ideal way to help causew they support.
"When you can do something that is potentiallhy going to help thosee who need an extra shot inthe arm, you certainlyh have the feeling of good will, as well as knowinfg your agency has contributed," Bloemker The DAF annually salutex effective pro bono work with its Halo Awards. Thougy Bloemker said the awards draw betweebn 100 to 125 entries every year, that number is still relatively small comparedd to the nearly 1,200 entries received for the DAF's Ad Show that honorsx the best in Denver advertising, including television, print, outdoofr and radio formats.
Advertising Council corporate communications assistant Tarj a Parssinen said awards and recognition are often motivatinh factors for an agencyu to take on probono "It looks good for the agency to do Parssinen said. "This is how they win theitr awardsand it's for a very good
Smokey Bear, the Crash Test Dummies and the infamousline "Friendsz don't let friends drive were all created as part of pro bono campaignxs aimed at raising awareness for worthy causes. Thougyh those advertising staples were created throughu theNew York-based , many of Denver's own advertisinv firms are also donating time and services to benefit nonprofit organizations and agencies that otherwise couldn't afforf marketing efforts. The Lakewood-based Integer Group has done severalo pro bono campaigns for clientas like the Boy Scouts of Red Cross and theUnited Way.
Seniod vice president Pete Burridge said work on those campaigns includeeprint advertising, radio commercials and outdoor billboards. Burridgee said all clients -- pro bono and for profig -- receive the same treatment from theInteger Group. "Wes don't treat it any differently," Burridge said. "Wer have timelines to meet. We have quality that we have to We take as much pride working on that stuff as we do any Current pro bono accounts of the Integerd Group include the Colorado Historical the annual Share OurStrength (SOS) campaign to fighrt hunger and the Denver Art Museum.
Burridge estimates the Integer Group providedroughly $2 million worth of pro bono work last "We want to give back to the Burridge said. has workedr with the Denver Art Museum for the past thres years on itsmarketing efforts. Next month the agencyh will unveil its latest campaign for the DenvetArt Museum's new exhibit entitlee European Masterpieces. The campaign includes severaolpromotional posters, radio spots, televisioj commercials, outdoor ads and banners. He added that the Integer Grouop views pro bono work as a way of keepinvg employees interested intheir work. "It's a morale booster and it'ws a retention thing too," Burridgwe said.
"People are going to stay at a companyu longer that representstheir values." Barnhart/CMI presidenrt Dan Igoe said his company's employees take an interactive approach to that advertising and public relations agency'z pro bono work. Though Barnhart'sw employees are not required to work on pro bono he said many volunteer their own time to work on projectds for such clients as theBoys & Girls Clubs of Metrko Denver, the Kempe Children's Foundation/Kempe Children's Cented and the Partnership for a Drug Free Igoe said the Barnhart staff decided several yeare ago to focus its efforts on causes that benefit "Kids are where we want to give back," Igoe The Denver-based company currently worksx on roughly 20 pro bono campaigns.
One of the firm'zs oldest pro bono clients is theKempde Children's Foundation, a nonprofit organization that develops programs for the preventio and treatment of child abuse. Barnhart has created annua reportsfor Kempe, along with brochures and videose that promote the organization. Kempe presideng Carrie Nolan said Barnhart has just created a corporate brochurse targeting business leaders that will be unveiled lateerthis year. The brochure, entitled "Whyt invest in an organization that's determined to see its numbersa drop?" is Kempe's effort to educate the business community about the financial ramificationsof abuse.
"Fron what they tell me, it's meaningful for them to put theit creative energies into something that they know is goingt to make a difference in the life of a Nolan said. "It keeps them motivated for all the othe r projects they do at the Trish Bloemker, president of the 110-year-old Denver Advertising said executing pro bono work provides advertising agenciee and their employees with an ideal way to help causew they support.
"When you can do something that is potentiallhy going to help thosee who need an extra shot inthe arm, you certainlyh have the feeling of good will, as well as knowinfg your agency has contributed," Bloemker The DAF annually salutex effective pro bono work with its Halo Awards. Thougy Bloemker said the awards draw betweebn 100 to 125 entries every year, that number is still relatively small comparedd to the nearly 1,200 entries received for the DAF's Ad Show that honorsx the best in Denver advertising, including television, print, outdoofr and radio formats.
Advertising Council corporate communications assistant Tarj a Parssinen said awards and recognition are often motivatinh factors for an agencyu to take on probono "It looks good for the agency to do Parssinen said. "This is how they win theitr awardsand it's for a very good
среда, 1 февраля 2012 г.
We like the idea of reviewing effectiveness of state agencies - Newnan Times-Herald
inufyw.blogspot.com
We like the idea of reviewing effectiveness of state agencies Newnan Times-Herald Since gaining control of state government a decade ago, Georgia's Republicans have talked about the need for a mechanism to shrink government. State lawmakers may be on the verge of approving that mechanism. On Monday the Georgia Senate, ... |
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