BBC News | First-time buyers fear lock-out BBC News But 77% of them still aspire to home ownership, the poll of 4000 non-homeowners for the Halifax found. An increase in the rental sector could widen the wealth gap between homeowners and non-homeowners, the report concluded. Higher deposits and tougher ... Housing market fears as 'generation rent' keeps away from property ladder Britain To Become A 'Nation Of Renters' Britain to become a nation of renters |
понедельник, 30 мая 2011 г.
First-time buyers fear lock-out - BBC News
vavyzina.wordpress.com
суббота, 28 мая 2011 г.
Report: Sunbelt states may outpace recovery - Business First of Columbus:
ignatiywulyxura.blogspot.com
Though the quarterly economic repor issued June 23 by notedthat “ths worst is behind us,” each state’ s recovery will hinge on how well that state is able to assimilat e its portion of the federal stimulus among other factors. “At the the economy is still contracting, so we expect to see negative GDP growth in thesecond quarter, but at a slowedr pace than in (the first quarter),” said Nathaniel the bank’s U.S. chief economist.
“Consumption, is expected to lead the resurgence in economicc activity in the second half ofthe year, but the high unemploymentf rate, the greater propensity to save and the high degreew of uncertainty regarding the impact of the fiscal stimulus packager could present risks to this Though the economists believe economy is weakening as home prices gradually declinr this year — whilee other Sunbelt states that saw much steeper declinesx level off or move higher — and the global recession deepens, the state is still ahead of the national curve.
“In 2009, economic growth will be negativs in all the states in the Sunbel texcluding Texas, where GDP will be positivre in real terms,” the reporf said. The BBVA Compass economists predict that only Texas and Coloradpo will see GDP growth stay flat in compared tothe six-state averagse 1 percent decline and 2 percengt drop nationwide. Texas GDP is expected to grow by 1.7 perceng in 2010. Employment will decline 2.3 percenr in Texas this year, compared to a 3.8 percenr drop across the U.S. The study coverecd economic activityin Texas, Arizona, Colorado, Florida, Alabamz and New Mexico, the six states in whicj BBVA Compass operates.
Though the quarterly economic repor issued June 23 by notedthat “ths worst is behind us,” each state’ s recovery will hinge on how well that state is able to assimilat e its portion of the federal stimulus among other factors. “At the the economy is still contracting, so we expect to see negative GDP growth in thesecond quarter, but at a slowedr pace than in (the first quarter),” said Nathaniel the bank’s U.S. chief economist.
“Consumption, is expected to lead the resurgence in economicc activity in the second half ofthe year, but the high unemploymentf rate, the greater propensity to save and the high degreew of uncertainty regarding the impact of the fiscal stimulus packager could present risks to this Though the economists believe economy is weakening as home prices gradually declinr this year — whilee other Sunbelt states that saw much steeper declinesx level off or move higher — and the global recession deepens, the state is still ahead of the national curve.
“In 2009, economic growth will be negativs in all the states in the Sunbel texcluding Texas, where GDP will be positivre in real terms,” the reporf said. The BBVA Compass economists predict that only Texas and Coloradpo will see GDP growth stay flat in compared tothe six-state averagse 1 percent decline and 2 percengt drop nationwide. Texas GDP is expected to grow by 1.7 perceng in 2010. Employment will decline 2.3 percenr in Texas this year, compared to a 3.8 percenr drop across the U.S. The study coverecd economic activityin Texas, Arizona, Colorado, Florida, Alabamz and New Mexico, the six states in whicj BBVA Compass operates.
четверг, 26 мая 2011 г.
Alverno graduates first MBA class - The Business Journal of Milwaukee:
guronelogoh.blogspot.com
Syverson graduated from 20 years ago, and she worriex that Alverno, with its emphasie on “experiential learning” and ability-based would lack the structure she needed to furthere herbusiness skills. But Alvernpo officials changedher mind, and she says she’sd glad they did. Syverson, 48, graduated with the firsft Alverno MBA classin December. The clasa gave her a new set of skills to apply to her job as marketingv managerwith , a divisiom of U.S. Bank, she said. Alverno’s tiny MBA program doesn’ft seem to have captured much notice yet. Officialw at the and the business schools at the and Marquettee University said they knew little abourthe program, though U.S.
News & World Report did name Alvernooan up-and-coming university for master’s programs this But Alverno students and officialas said the school’s unique philosophy has created a curriculumn unlike traditional MBA programs. Alverno already offeredf nursing andteaching master’s degrees before starting the MBA prograjm in fall 2006. As more women entered the business world, an MBA program seemed like the logical next step for the women’ college, said Alverno president Mary The college offers its graduate programs to womenj and men, though the Decemberd 2008 graduating MBA class of 20 was entirelyy women.
Alverno officials studied existing graduats programs and found them lacking an emphasis on personak skills suchas communication, teamwork and said Bill McEachern, the college’s MBA programj director. A survey of Milwaukee business leaders confirmectheir thinking. “They wanted peoplse to be creativeand innovative,” McEachern said. “They wanted people who could thin outsidethe box. They wanted peopl e who were effective communicators.” The colleg e set up a curriculum to emphasize fivecore areas: strategixc analysis, execution, innovation and global and cultural competence, and ethical managing and leading.
The program focuse on “just-in-time learning,” McEachern said. Students follow a prescribecd order of classes through five building on what they learned inpreviouas classes. Instead of taking a unit on marketing or for example, students learn about those concepts as they come up in projectd or case studies. Students don’t take traditional examse or receiveletter grades, consistent with Alverno’ philosophy of ability-based, outcome-focused learning. That was a littlw scary for Syverson. “I thought, ‘Well, how am I going to know that I’mj learning the information?
’ ” she But the program made it clear what she knew and wherer sheneeded work, she said. Students completew projects to demonstrate their and the classes provideextensive feedback. For Syverson had to rewrite a financiapl analysis of until she could make connections between different aspects of the business ona profit-and-loss statement, she Now when she looks at profit and loss statementd for U.S. Bank, she knows more about what they mean and how sheshould respond, she said. The process mimicse the true business experience, Meehan said.
Syverson graduated from 20 years ago, and she worriex that Alverno, with its emphasie on “experiential learning” and ability-based would lack the structure she needed to furthere herbusiness skills. But Alvernpo officials changedher mind, and she says she’sd glad they did. Syverson, 48, graduated with the firsft Alverno MBA classin December. The clasa gave her a new set of skills to apply to her job as marketingv managerwith , a divisiom of U.S. Bank, she said. Alverno’s tiny MBA program doesn’ft seem to have captured much notice yet. Officialw at the and the business schools at the and Marquettee University said they knew little abourthe program, though U.S.
News & World Report did name Alvernooan up-and-coming university for master’s programs this But Alverno students and officialas said the school’s unique philosophy has created a curriculumn unlike traditional MBA programs. Alverno already offeredf nursing andteaching master’s degrees before starting the MBA prograjm in fall 2006. As more women entered the business world, an MBA program seemed like the logical next step for the women’ college, said Alverno president Mary The college offers its graduate programs to womenj and men, though the Decemberd 2008 graduating MBA class of 20 was entirelyy women.
Alverno officials studied existing graduats programs and found them lacking an emphasis on personak skills suchas communication, teamwork and said Bill McEachern, the college’s MBA programj director. A survey of Milwaukee business leaders confirmectheir thinking. “They wanted peoplse to be creativeand innovative,” McEachern said. “They wanted people who could thin outsidethe box. They wanted peopl e who were effective communicators.” The colleg e set up a curriculum to emphasize fivecore areas: strategixc analysis, execution, innovation and global and cultural competence, and ethical managing and leading.
The program focuse on “just-in-time learning,” McEachern said. Students follow a prescribecd order of classes through five building on what they learned inpreviouas classes. Instead of taking a unit on marketing or for example, students learn about those concepts as they come up in projectd or case studies. Students don’t take traditional examse or receiveletter grades, consistent with Alverno’ philosophy of ability-based, outcome-focused learning. That was a littlw scary for Syverson. “I thought, ‘Well, how am I going to know that I’mj learning the information?
’ ” she But the program made it clear what she knew and wherer sheneeded work, she said. Students completew projects to demonstrate their and the classes provideextensive feedback. For Syverson had to rewrite a financiapl analysis of until she could make connections between different aspects of the business ona profit-and-loss statement, she Now when she looks at profit and loss statementd for U.S. Bank, she knows more about what they mean and how sheshould respond, she said. The process mimicse the true business experience, Meehan said.
вторник, 24 мая 2011 г.
Kenwood Towne Place receivership delayed - Austin Business Journal:
vertical siding
Hamilton County Court Magistrate Michael Bachmamn is scheduled toappoint , following a foreclosured suit by the project’s key , which on May 28 also filef suit seeking repayment of more than $81.33 million in loans and a sheriff’s sale of the mixed-use Kenwood Towne Place, the retailo and office development off Interstate 71 in Sycamorw Township, ran into financial problems in 2008 that led to score s of liens filed by its subcontractors. Work on the site ceaseed months ago, including an office toweer that isstill unfinished. At the same time some of the key includingCrate & Container Store, Kroger Fresh Fare and Mitchell’s Salon Day Spa, are up and operating.
Bank of America BAC), one of six lenders in the said the development group had been in defaultsincew December. The group, Kenwoosd Towne Place LLC, had included ; its Matt Daniels; and . But Neyer Holdings, CEO Tom Neyedr and Dov have recently filed a motion sayinvg they are not members of thedevelopment group.
Hamilton County Court Magistrate Michael Bachmamn is scheduled toappoint , following a foreclosured suit by the project’s key , which on May 28 also filef suit seeking repayment of more than $81.33 million in loans and a sheriff’s sale of the mixed-use Kenwood Towne Place, the retailo and office development off Interstate 71 in Sycamorw Township, ran into financial problems in 2008 that led to score s of liens filed by its subcontractors. Work on the site ceaseed months ago, including an office toweer that isstill unfinished. At the same time some of the key includingCrate & Container Store, Kroger Fresh Fare and Mitchell’s Salon Day Spa, are up and operating.
Bank of America BAC), one of six lenders in the said the development group had been in defaultsincew December. The group, Kenwoosd Towne Place LLC, had included ; its Matt Daniels; and . But Neyer Holdings, CEO Tom Neyedr and Dov have recently filed a motion sayinvg they are not members of thedevelopment group.
суббота, 21 мая 2011 г.
Damage estimates for Feb. windstorm near $90M - Business First of Columbus:
vertical siding
The institute said estimates from 22 companies indicate damages likelyexceeded $88.90 million in the wake of winds that blew into the regiom Feb. 11, some clocked at 70 mph. That storm at one poing knocked out power toabouyt 167,500 of ’s 1.5 million customers in the The institute cautioned that the damage estimate for February’sd storm includes data from most, but not all, of the state’se automobile and homeowners’ insurance companies, putting the true total higher. Of the 39,50q claims logged with the 22 surveyer insurers, more than four in five were for home which accountedfor $71.5 million in Commercial insurance lines recorded $11.
12 million in losses, with automobile lossews totaling $2.5 million. The damager was only a fraction of the projected losses in the stat e as a result ofthe Sept. 14, 2008, windstorn that roared through the Midwest as a remnant ofHurricanr Ike. About 270,000 claims tied to that storj totaling $1.14 billion are expected in Ohio. That would set a new state record. Estimatedr insurance losses in Texas, the epicenter of Hurricane Ike stand atabout $9 billion. As Ohio claimds data stands now, insured losses tied to the Septembeer storm have risenabove $720 million, up abou t 30 percent from the $553.11 million total reported a month aftedr the storm hit.
More than 80 percent of claimsz and about 75 percent of losses were tiedto claims.
The institute said estimates from 22 companies indicate damages likelyexceeded $88.90 million in the wake of winds that blew into the regiom Feb. 11, some clocked at 70 mph. That storm at one poing knocked out power toabouyt 167,500 of ’s 1.5 million customers in the The institute cautioned that the damage estimate for February’sd storm includes data from most, but not all, of the state’se automobile and homeowners’ insurance companies, putting the true total higher. Of the 39,50q claims logged with the 22 surveyer insurers, more than four in five were for home which accountedfor $71.5 million in Commercial insurance lines recorded $11.
12 million in losses, with automobile lossews totaling $2.5 million. The damager was only a fraction of the projected losses in the stat e as a result ofthe Sept. 14, 2008, windstorn that roared through the Midwest as a remnant ofHurricanr Ike. About 270,000 claims tied to that storj totaling $1.14 billion are expected in Ohio. That would set a new state record. Estimatedr insurance losses in Texas, the epicenter of Hurricane Ike stand atabout $9 billion. As Ohio claimds data stands now, insured losses tied to the Septembeer storm have risenabove $720 million, up abou t 30 percent from the $553.11 million total reported a month aftedr the storm hit.
More than 80 percent of claimsz and about 75 percent of losses were tiedto claims.
четверг, 19 мая 2011 г.
Portland-area economy weakens Q1 - Boston Business Journal:
srikanth-topic.blogspot.com
percent, an accelerating decline compared tothe 13.5 percent (revised) drop in the fourtyh quarter of 2008. Of the nine indicators includesd inthe index, six declinedr significantly, said Tim Duy, directotr of the Oregon Economic Forukm and a UO adjunct assistant professor, Labor markeyt trends continue to deteriorate. Help-wanted advertising in The Oregoniahn fell duringthe quarter, consistent with a decreased in hiring demand. Similarly, initiap unemployment claims continuedto rise, reaching a month averag of 16,819 claims. Non-farm payrolls continude to fall as under the dual forcezs of increased layoffs and slack hiring payrollsstand 3.9 percent lowerf than year-ago levels.
The expected slowdowh in lodging activity finally came to said Duy,with estimated lodging revenue (seasonall and inflation adjusted) down 15.4 percent from the fourtyh quarter. Passenger traffic at Portland Internationao Airport was effectively unchanged from the previous Housing markets weregenerallyt weaker. Housing sales were effectively unchanged, while average days-on-market partially offsetting a particularly sharp rise in the fourth quarte rof 2008, attributable to the intensificatioh of the financial crisis and unusual weathe r conditions, said Duy. Ongoing declinez in the in point to continued economic deterioratio in thePortland region, he added.
Signs of stabilization are difficultto find, he said; expectations for a firmingy of economic activity in the second half of 2009 are largeluy based on some tentative signs of stabilithy in the national economy. Moreover, the impact of fiscal and monetary policies shoulx become more evident as theyear Still, the pace of the recoveryg is expected to be subdues as the economy adjusts to an environmen less dependent on debt-supported consumer spendinvg growth.
percent, an accelerating decline compared tothe 13.5 percent (revised) drop in the fourtyh quarter of 2008. Of the nine indicators includesd inthe index, six declinedr significantly, said Tim Duy, directotr of the Oregon Economic Forukm and a UO adjunct assistant professor, Labor markeyt trends continue to deteriorate. Help-wanted advertising in The Oregoniahn fell duringthe quarter, consistent with a decreased in hiring demand. Similarly, initiap unemployment claims continuedto rise, reaching a month averag of 16,819 claims. Non-farm payrolls continude to fall as under the dual forcezs of increased layoffs and slack hiring payrollsstand 3.9 percent lowerf than year-ago levels.
The expected slowdowh in lodging activity finally came to said Duy,with estimated lodging revenue (seasonall and inflation adjusted) down 15.4 percent from the fourtyh quarter. Passenger traffic at Portland Internationao Airport was effectively unchanged from the previous Housing markets weregenerallyt weaker. Housing sales were effectively unchanged, while average days-on-market partially offsetting a particularly sharp rise in the fourth quarte rof 2008, attributable to the intensificatioh of the financial crisis and unusual weathe r conditions, said Duy. Ongoing declinez in the in point to continued economic deterioratio in thePortland region, he added.
Signs of stabilization are difficultto find, he said; expectations for a firmingy of economic activity in the second half of 2009 are largeluy based on some tentative signs of stabilithy in the national economy. Moreover, the impact of fiscal and monetary policies shoulx become more evident as theyear Still, the pace of the recoveryg is expected to be subdues as the economy adjusts to an environmen less dependent on debt-supported consumer spendinvg growth.
вторник, 17 мая 2011 г.
Silicon Valley VC confidence rising from 5-year lows - Silicon Valley / San Jose Business Journal:
gerazawa.wordpress.com
rose to 3.37 in the second quarter from 3.03 in the firstf quarter. The index is on a scalwe of 1 to 5, from very low confidencer to high confidence. It marksx the second consecutive rise after the inde hita 5-year low in the fourth quarter of last year. "Venture capitalists expectt the worst of the financial crisis isbehincd us," the report said. Despite a continued lack of sales and other ways to cash in onthei investments, VCs reported that they continue to see particularly resilient entrepreneurs looking for investment. Funding for early stagre companies remains at particularlylow however, the report said, with most money goin g to keep later stage companiees going.
"They say if you wait for robins, sprint will be over," the report quotes Venkh Ganesan of of Palo Altoas saying. "While therd is much to repair in our globalcredit markets, the worsty is over and it's time to sow the seedse for the future."
rose to 3.37 in the second quarter from 3.03 in the firstf quarter. The index is on a scalwe of 1 to 5, from very low confidencer to high confidence. It marksx the second consecutive rise after the inde hita 5-year low in the fourth quarter of last year. "Venture capitalists expectt the worst of the financial crisis isbehincd us," the report said. Despite a continued lack of sales and other ways to cash in onthei investments, VCs reported that they continue to see particularly resilient entrepreneurs looking for investment. Funding for early stagre companies remains at particularlylow however, the report said, with most money goin g to keep later stage companiees going.
"They say if you wait for robins, sprint will be over," the report quotes Venkh Ganesan of of Palo Altoas saying. "While therd is much to repair in our globalcredit markets, the worsty is over and it's time to sow the seedse for the future."
суббота, 14 мая 2011 г.
In northeast India coal towns, many miners are children - Los Angeles Times
ibitasony.wordpress.com
Los Angeles Times | In northeast India coal towns, many miners are children Los Angeles Times (Daniel Berehulak / Getty Images / April 16, 2011) By Mark Magnier, Los Angeles Times The young miners descend on rickety ladders made of branches into the makeshift coal mines dotting the Jaintia Hills in northeast India, scrambling sideways into "rat ... |
четверг, 12 мая 2011 г.
Vallourec reports Q1 2011 results - Reuters (press release)
ernstiryastrov.blogspot.com
Vallourec reports Q1 2011 results Reuters (press release) In Q1 2011, total Energy sales amounted to € 845 million, representing 74% of total Group sales versus 78% of sales for the full year 2010. This reflects notably the reduction in Power Generation sales and the strong recovery of industrial activity ... |
вторник, 10 мая 2011 г.
Bove targets BofA stock price at $19 - Los Angeles Business from bizjournals:
http://responsetech.us/safer.html
BofA shares opened at $13.62 Mondau morning, and ended the day at which was down39 cents, or 2.84 percent. Bove says the valuation of bank stocks is now shiftingt from tangible common equity ratios toearninh power, a plus for Charlotte, N.C.-basedx BofA (NYSE:BAC). “It is now being by even the most bearish that claims that the industry was insolvent wereincorrectr and, therefore, banking will survive and possible thrive,” he “Thus, the multiples on bank stocks are beginning to grow and this is certainly true of Bank of America’s stock.
” Bove cautions investors that in the short term, BofA will continue to suffer from loan losses as the broader economy strugglese with recession. He says BofA may see a loan-los s provision of up to $46 billion this But he predicts mortgage and investment-banking earnings will help offset the “By buying Merrill Lynch, Bank of America bolsteresd its ability to function in both the capitall markets and the retail marketss at the same time. By buyingh Countrywide, it expanded a contra‐cyclical business.
In my view it was absoluteluy the right stepsto Also, Bove lauded BofA Chief Executivse Kenneth Lewis for his composures during his congressional testimony on Merrill Lynch last week. “Inn many respects it was a loseposition and, amazingly, as viewed from the perspectivse of the stock he won,” Bove wrote.
BofA shares opened at $13.62 Mondau morning, and ended the day at which was down39 cents, or 2.84 percent. Bove says the valuation of bank stocks is now shiftingt from tangible common equity ratios toearninh power, a plus for Charlotte, N.C.-basedx BofA (NYSE:BAC). “It is now being by even the most bearish that claims that the industry was insolvent wereincorrectr and, therefore, banking will survive and possible thrive,” he “Thus, the multiples on bank stocks are beginning to grow and this is certainly true of Bank of America’s stock.
” Bove cautions investors that in the short term, BofA will continue to suffer from loan losses as the broader economy strugglese with recession. He says BofA may see a loan-los s provision of up to $46 billion this But he predicts mortgage and investment-banking earnings will help offset the “By buying Merrill Lynch, Bank of America bolsteresd its ability to function in both the capitall markets and the retail marketss at the same time. By buyingh Countrywide, it expanded a contra‐cyclical business.
In my view it was absoluteluy the right stepsto Also, Bove lauded BofA Chief Executivse Kenneth Lewis for his composures during his congressional testimony on Merrill Lynch last week. “Inn many respects it was a loseposition and, amazingly, as viewed from the perspectivse of the stock he won,” Bove wrote.
воскресенье, 8 мая 2011 г.
Medical: Drink up; alcohol can be good for your heart - The Seattle Times
pemp66seb.blogspot.com
Medical: Drink up; alcohol can be good for your heart The Seattle Times Family lore has it that during Prohibition, my maternal grandfather got his physician to write him an "as-needed for the heart" prescription for corn whiskey, a script Grandpa apparently either regularly filled himself or from a ... |
четверг, 5 мая 2011 г.
The Most Critical Two Seconds in Sports - Wall Street Journal
http://homehardworker.wordpress.com/2011/05/04/bamboo-floor/
The Most Critical Two Seconds in Sports Wall Street Journal They call the Kentucky Derby the most exciting two minutes in sports, but it also contains the most bizarre, fascinating and harrowing millisecondâ€"the moment the steel starting gates pop open and release 20 half-mad, ... |
вторник, 3 мая 2011 г.
New protein regulates water in the brain to control inflammation - EurekAlert (press release)
edibin.wordpress.com
New protein regulates water in the brain to control inflammation EurekAlert (press release) A new protein, called aquaporin-4, is making waves and found to play a key role in brain inflammation, or encephalitis. This discovery is important as the first to identify a role for this protein in inflammation, opening doors for the development of ... |
воскресенье, 1 мая 2011 г.
Nanocarrier system for detecting prosthesis loosening - Nanowerk LLC
uhalugupuzyma.blogspot.com
Nanowerk LLC | Nanocarrier system for detecting prosthesis loosening Nanowerk LLC (Nanowerk News) A recent study has demonstrated that doctors may soon have a tool for identifying orthopedic prostheses that are becoming loose after total joint replacement surgery, the most common reason joint replacements fail. ... |
Подписаться на:
Сообщения (Atom)